Client Testimonials
Why we should work together
Vivian G.
Daniel Q.
David T.
About Rich
Rich Hayes is a dedicated mortgage originator with nearly two decades of experience in the industry, having begun his career in 2005. His journey has taken him through esteemed institutions such as Bank of America, Superior Lending, and Cardinal Financial. Rich is passionate about helping individuals achieve their dream of homeownership, believing that with the right guidance, many can transition from renting to owning. What drives Rich daily is the opportunity to empower clients, particularly first-time homebuyers. He has a wealth of knowledge in various mortgage products, with a particular affinity for the Down Payment Assistance (DPA) program, Access Zero, which he considers one of the best options available for new homeowners. Rich values the relationships he builds with his clients, often receiving calls years later from those seeking advice on purchasing a home. His commitment to community is evident through his volunteer work, where he has coached his son's youth football team, fostering teamwork and sportsmanship. Originally from Cleveland, Ohio, Rich pursued his education in both Cleveland and New York. He enjoys spending time with children, finding joy in their humor, and is an avid sports fan, particularly passionate about football and basketball. As Rich puts it, "Every day, I have the chance to help someone realize their dream of homeownership, and that inspires me to be creative and dedicated in my work."
GA LIC# 64293
Calculators
Calculate your payment
Crunch your own numbers with our mortgage calculators for refinance or a purchase loan, and run as many different scenarios as you’d like.
Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.
Use this mortgage loan calculator to generate a savings estimate. Press the "Calculate" button to find out.
Contact Rich
I'll be in touch shortly, and look forward to helping you find the right loan to fit your needs.